Privacy Policy

This Privacy Policy is provided by CashSmart (“we” or “us”). It contains important information to help you understand how we may collect and share nonpublic personal information about you when permitted by law.  This Privacy Policy covers nonpublic personal information about both current and former account debtors (“customers”) who have a relationship with us. 

Our Security Procedures: We protect nonpublic personal information that we collect about you by maintaining physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.  We restrict access to nonpublic personal information about you to our employees and representatives that we have determined need to know that information in order to service your account.

Information We May Collect: We may collect information about you from the following sources:

  • Information we receive from you or from your account file, such as your name, address, income and other information;
  • Information about your transactions with us or others, such as your account balance, payment history and account activity; and
  • Information we receive about you from consumer reporting agencies, such as your credit report or other information related to your creditworthiness.

Information We May Share: We make disclosures to other nonaffiliated companies for our everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations or report to credit bureaus.

Modifications: We may amend this Privacy Policy at any time, and we will inform you of changes as required by law.

Credit Bureau Reporting Notice: We may report information about your account to credit bureaus.  Late payments, missed payments or other defaults on your account may be reflected in your credit report.