Fast Loans up to $5,000

Any Credit History | Quick & Easy | Fast Decision | Direct Deposit

Loans for Postal Employees

Personal loans for postal employees are those designed for people working for USPS.

What does this mean?

Will you be able to enjoy better conditions than other people if you work for the U.S. Mail?

You will find out the answer to this and other questions below.

Loans for Postal EmployeesLoans for USPS Workers

There is the Federal Credit Union that has been established to allow postal employers get access to affordable loans.

There are different types of loans that you can apply for if you are a member of this Union or if you qualify for membership, including personal loans, to buy vehicles, and more.

There are both secured and unsecured loans that you can apply for, the amount of which can be up to $15,000.

You can get a loan for up to 60 months.

The interest rate of a signature loan is 9.99%.

If you are a member of the Credit Union, you can just send your application.

Also, you are eligible for membership if you are:

  • An employee/retiree of USPS;
  • Household or family members of USPS members:
  • Spouses of persons who died while being a member of this Union;
  • An employee of certain groups.

Therefore, if you are looking for installment loans for postal employees, you should apply with the Federal Credit Union if you are its member or at least consider becoming its member.

Applying with Other Direct Lenders

USPS workers can also apply with other lenders who prefer to lend their money someone with a stable job and a good salary.

You can actually count on good conditions if you have a high credit score.

There are different lending businesses that provide loans for postal workers, such as High Priority Loans, and you can find them on the Internet.

Loans for People with Bad Credit

If you have a low credit score, you can still get a loan.

There are so-called allotment loans that allow you to get the money on condition that you give your lender the right to receive the money from your account automatically.

USPS paycheck allotment loans are a quite good solution that you can use, but you should make sure that you are dealing with a reliable lender.

When searching for a lender online, you should carefully check everyone that you want to apply with.

It should be a reputable company that has been operating for several years, and which ratings are high.

No Credit Check

There are also companies that promise to run no credit check, but you will likely have to pay a higher interest rate for their services, which may not be beneficial for you.

Payroll Loans

Being an employee of the USPS gives you good chances to qualify for a loan.

However, this does not mean that you will face no obstacles if you have a low credit score.

There is the Federal Union that has been created for people working for USPS and looking for additional financial help.

You should become its member in order to get access to affordable loans.

If you have bad credit, it is still possible to find options, though, this may cost you more.

Anyway, you want to increase your credit score, and paying your loan on time is the best way to do this.

Need Money Now? Don’t Wait!

Representative Example: Loan Amount $1,000, Interest Rate 24%, Loan Term 12 Months, Fee 3%, Fee Cost $30, Repayment $94.56, APR 29.82%, Total Payments $1,134.72, Total Costs $164.72. is not a lender and does not provide short term or online personal loans but refers consumers to the lenders who may provide such loans. is unable to supply you with an exact APR (Annual Percentage Rate) that you will be charged for a loan. APRs depend on multiple factors, including the lender’s requirements and offers, your credit worthiness, your state of residence, and the type and term of the loan you request.